Thursday, October 6, 2016

Obamacare is "The Craziest Thing In The World". This Assessment Brought To You By --- Bill Clinton


Looks like we can finally call it what it is - Obamacare is the biggest disaster that has been legislated in our lifetimes. The Left has tried everything they can think of to dress it up and cake on a mountain of makeup, but they can no longer fool even one high profile Democrat who is beloved by lots of Democrats.

I can't think of a better way to describe Obamacare than the way that certain beloved Democrat publicly described it a few days ago:
"So you've got this crazy system where all of a sudden 25 million more people have health care and then the people who are out there busting it, sometimes 60 hours a week, wind up with their premiums doubled and their coverage cut in half. It's the craziest thing in the world."
Wow, that really hit the nail on the head. I couldn't have said it better myself. It absolutely is the craziest thing in the world.

I forgot to mention who offered up this frank, no-holds-barred assessment?. On it's face, you'd think it came from the lips of right wing flamethrowers like Newt Gingrich?, Rudy Giuliani, Sean Hannity, or Rush Limbaugh.

Nope.


It was Bill Clinton. That's right. Apparently, Bubba Clinton recently had a momentary lapse of candor and called Obamacare what it is. Let's recap to make sure we're on the same page. "It's the craziest thing in the world," he told the crowd.

Out on the stump for Hillary this week, speaking at a Democratic rally in Flint, Michigan, Billy-Bob ripped into Obamacare for flooding the health care insurance market and causing premiums to rise for middle-class Americans.

Beauty, eh?

Shortly after Bill told it like it is, Democrats' heads exploded and they immediately went into damage control mode. The left began by making it seem like Bill was the crazy uncle in the family who went off the reservation without his drool cup. They issued an immediate Silver Alert and tried to make  people think that Billy didn't know what he was doing or was off his meds.

Hillary's campaign panicked and was the first to try to walk back what Bill said. Hillary's campaign spokesperson couldn't get to a microphone fast enough to say:
“President Clinton spoke about the importance of the Affordable Care Act and the good it has done to expand coverage for millions of Americans. And while he was slightly short-handed, it’s clear to everyone, including President Obama, that improvements are needed.”
News flash, Angela. He said nothing about the importance of the program. He didn't say i needed improvement. We really don't need you to translate what Bill said. If anyone on this planet knows how to parse words and say exactly what he thinks, it's Bill. He candidly said it doesn't work.

Chris Jennings, another Democratic talking head and former numero uno health care official in the Clinton White House, chimed in:
“I think what he was saying was maybe less than precise language, but he was saying what all Democrats say, which is that the Affordable Care Act is a historic achievement that’s made a difference in the lives of millions of people. He was saying, just as Hillary Clinton has said, that it needs to be improved.”
Thanks, Chris but no one cares about what you think Bill said. Moreover, he didn't say anything about what a historic achievement Obamacare has been. He didn't say that it needs to be improved. I'm pretty good at understanding plain English and what Bill said was that it's a "CRAZY SYSTEM".

I don't see the word "historic" in his remarks. I don't see the phrase "needs to be improved" in his remarks.

I do see where he clearly said that it has, "...made a difference in the lives of millions of people" and they "...are getting killed in this deal ... busting it, sometimes 60 hours a week,...." What do they have to show for it, according to Bill? "[T]heir premiums doubled and their coverage cut in half."

But my favorite backstroke attempt by the Left was when a spokesman for Bill Clinton accused the media of taking Bill's description of the law "out of context."

Bwah hah ha ha hah.

For Bill to immediately send out his spokesman to say that he was taken out of context must have been humiliating for Billy Boy. Nobody, especially a former President, likes being told by his wife's surrogates that he stepped in dog poo and should have kept his mouth shut.

On top of that, you know they're scraping the bottom of the barrel when they throw out the old "he/she was taken out of context" cliche'. The context of Bill's remarks was how he assessed Obamacare. He plainly said that t's a crazy system that doesn't work.

That's not a statement taken out of context. It's just a huge embarrassment for Hillary's husband to trash Obama's baby.


But right is right and truth is truth. We all know that the truth has been a foreign concept for the Clintons but in this case, just like a broken clock is right twice a day, Bill Clinton was dead on. He offered up an accurate, unfiltered evaluation of the disastrous health care system we know as Obamacare, embarrassing as it may be for Democrats.

Obamacare is rapidly going down in flames. Health Republic Insurance of New Jersey just announced that it is $46 million in debt and will be ceasing operation. That makes it number 17 in a rapidly growing procession of failed Obamacare co-ops since Obamacare went into effect. These failures have left hundreds of thousands of people scrambling for coverage.

Meanwhile, other insurers can't abandon state exchanges fast enough. Indiana University Health Plans will be exiting the Indiana exchange system in 2017 and will leave 27,000 Indiana residents without Obamacare plans.  Aetna, United Health Care and several Blue Cross and Blue Shield subsidiaries have announced they will be leaving exchanges in 2017.

Any insurers that do not head for the hills will be drastically raising premiums for 2017. In Washington, Premera has received approval to raise premiums by 19 percent next year. Rates across California will go up an average of 13 percent. Blue Cross and Blue Shield of Texas is asking to raise premiums by 60 percent.

All told, Americans are facing challenges when trying to find affordable coverage. When Obama ran for President in 2008, he said:
 “If you’ve got health insurance, we’re going to help that employer save $2,500 per family per year. Those savings are going to be passed along to the workers.”
If you remember, Obama said a lot of other things about his health care plan that turned out to be bald face lies. The one quoted above is just one of those whoppers. Obamacare has not yielded the savings President Obama once promised. Far from it, on a national basis, premium hikes are expected to average 8 percent higher next year on top of the similar increases in premiums over the past two years.

And now we're also finding out that not only is coverage becoming hard to secure, those that do have Obamacare coverage area finding that it's one thing to be "insured", it's another thing entirely to be able to parlay insurance coverage into actual medical care.

The ultimate goal of Obamacare was to provide a means for medical care to be available to tens of millions of uninsured or under-insured Americans. Democrats equated medical "insurance" with medical "care" and people are finally realizing that insurance and care are two completely different things.

While it is true that some 20 million people have gotten insurance coverage with Obamacare in place, many of those new insureds, as well as many of those who were insured before Obamacare went into effect,  are finding that they are second-class patients when it comes to availability of care, physicians, and facilities.

Many of the Obamacare plans provide less coverage, they require higher patient outlays for medicines, and they include a much more limited number of doctors and hospitals that all accept their insurance.

And while employers tend to offer their workers at least one plan that allows them coverage to visit doctors not in their network, many patients buying insurance through Obamacare exchanges do not have that option even if they’re willing to pay higher premiums.

Translation? There may be 20 Million folks who can be touted as having joined the ranks of having health insurance, but that and $2.50 will buy them a cup of coffee at Starbucks. They aren't receiving medical care, which after all is the true measure of whether Obamacare is a success or a failure.


These are some of the realities that Obamacare has created:
  • Deductibles are 42 percent higher than plans that were on the individual market in 2013; 
  • People who have lost their prior insurance plans and either had to go on the exchanges or find other coverage are facing both higher out-of-pocket costs and drastically higher premiums;
  • Obamacare insureds face a much more difficult time finding heath care providers who will take their insurance;
  • More and more businesses have reduced the size of their networks and the range of services covered;
  • Most businesses are increasing employee contributions, premiums, deductibles, out-of-pocket maximums, and co-pays;
  • At least 700,000 people have been dropped from the exchanges for not paying their premiums because they can't afford them;
  • Based upon records from eight states, some 6 million policyholders lost their insurance in the individual market because they did not meet Obamacare requirements in 2015. In 2016, about 350,000 additional policyholders have lost their plans. Since these numbers only takes eight states into account, it is certain that these numbers are drastically higher for the entire U.S.;
  • Investment in the medical device industry tanked in 2012 after the medical device tax took effect. Medical device makers such as Medtronic, Boston Scientific, Stryker, Abbott Laboratories, Johnson & Johnson, and Smith & Nephew have all implemented layoffs during the last two years;
  • Since October of 2015, 8.7 million people have signed up for Medicaid. One million of them would have qualified for Medicaid even without the Obamacare expansion. The Medicaid expansion, however, has not translated to improved access to health care. Research shows that Medicaid beneficiaries have more trouble getting appointments with primary care physicians, specialists, and ambulatory clinics than patients with private insurance, likely due to Medicaid low reimbursement rates. That’s also a big reason they end up seeking care in ER like they did before they became insureds.



All in all, Bill Clinton nailed it. Obamacare is a crazy system that doesn't work.

Hillary is all in on Obamacare with the caveat that it may have a few "problems" that need tweaking. This is yet another of the issues on which Hilary has evolved. It wasn't that long ago that she was totally, unequivocally, absolutely enamored with Obama's castration of our health care insurance system.

You can't tweak a disaster. You get rid of it and start from scratch while coming up with something better. Pre-existing conditions? Absolutely, eliminate them from insurance policies. Allow insurance companies to compete regardless of arbitrarily imposed state lines? Heck, yes. Allow for more competition and a broadening of the pool of insureds so companies can adjust premiums downward.

There may be other improvements to the system we had in place before the destruction caused by Obamacare. But first and foremost, we have to dump it before it dumps us.

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